Services
Debtor Finance
Unlock the cash tied up in your unpaid invoices and accelerate growth without traditional debt.
Equipfin has a wide range of debtor finance options, so businesses can raise much-needed working capital using their debtors (receivables) as security.
With so many banks requiring real estate security and mountains of paperwork to provide working capital, many businesses struggle to access the cash they need to keep operating and growing. Debtor finance is a flexible solution that requires no real estate security — the lender secures against a business’s receivables instead.
If you have clients who are slow to pay their invoices but you need cash to meet your own obligations, debtor finance can bridge that gap. Instead of waiting 30, 60 or 90 days for customers to pay, you receive the bulk of the invoice value within 24 hours.
It’s the perfect facility for businesses growing faster than their cash flow can support, particularly in industries with long payment terms like wholesale, transport, labour hire and manufacturing.
Key benefits
Invoice Finance
Draw down up to 85% of invoice value within 24 hours.
No Property Security
Secured against your debtor book, not the family home.
Confidential Facilities
Customers don’t need to know — you maintain the relationship.
Disclosed Facilities
Lender manages collections so you can focus on your business.
Scales with Revenue
Funding grows automatically as your sales grow.
Spot Factoring
Single invoice finance for one-off cash flow needs.
Ready to find the right finance solution?
Our experienced brokers will quickly identify the best lender for your needs.