Calculators
Offset Account Savings Calculator
Model the interest and term savings from holding funds in a 100% mortgage offset account.
Your loan and offset balance
Every dollar in an offset account reduces the balance interest is calculated on — saving interest and shortening your loan.
$
%
$
Interest saved over loan
Term reduction
New loan term
Results assume the average offset balance is maintained for the life of the loan and that interest is calculated monthly. Actual savings will vary with day-to-day offset balances and lender calculation methods.
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