Calculators
Interest Only Calculator
Compare interest-only and principal-and-interest repayment scenarios over a fixed loan term.
Interest-only loan structure
See how an interest-only period affects your monthly repayments and the total interest paid over the life of the loan.
$
%
Interest-only repayment
per month during IO period
Post-IO P&I repayment
Full P&I repayment
Total interest (with IO)
Extra interest vs full P&I
Results assume the loan reverts to principal and interest repayments on the original balance once the interest-only period ends. Actual interest-only and post-IO rates may differ between lenders.
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