Services
Business Loans
Working capital, line of credit, secured and unsecured business loans for Australian SMEs.
Do you need cash to manage or grow your business? Equipfin has access to a wide range of secured and unsecured working capital solutions that can help you achieve your goals.
With tighter credit conditions being imposed by banks, accessing much-needed working capital can be a difficult task for many small to medium businesses. Fortunately, there are alternatives to the major banks that take a more commercial approach to lending.
With the rise of “fintechs”, alternative lenders can now provide working capital based on cashflow and bank statements — as opposed to the historic bank method of requiring two years of financial statements and real estate security. This has opened up access to capital for thousands of businesses that previously struggled to borrow.
Our brokers understand the credit policies of every lender on our panel, so we only present applications to lenders who are likely to approve you — protecting your credit score and saving you time.
Key benefits
Unsecured Business Loans
Up to \$500,000 with no property security required.
Line of Credit
Draw down only when you need it — pay interest only on what you use.
Secured Term Loans
Larger amounts and longer terms for established businesses.
Trade & Stock Finance
Fund your inventory cycle and supplier orders.
Cash Flow Facilities
Smooth out seasonal peaks and troughs.
Acquisition Funding
Capital to buy a competitor or expand into a new region.
Ready to find the right finance solution?
Our experienced brokers will quickly identify the best lender for your needs.